Risk Manager Resume Sample

• Risk Manager with 15 years of global and regional experience in Operational Risk Management, Credit Risk, Compliance, Policy Interpretation and formulating risk frameworks for new products within the banking industry
• Achieved zero defaults (NPL) whilst managing risk for 5 billion USD portfolio in FI & Corporate Credit as Operational Risk Manager at JP Morgan
• Deep understanding of transactional banking products. Experience in Structures / Product Programs in Trade Finance, Structured Finance (Aircraft, Shipping), Fixed Income (Bonds), Rates and Currencies (Swaps, Options, CLN, CDS), Basel II (FSA)
• Strong attention to detail in compliance policy interpretation. Ensured no regulatory violations of Basel II & Basel III over 4 year period at Standard Chartered Bank
• Exceptional leadership skills, strong in driving change, thrives in highly pressurised working environment and capable of working round-the-clock to meet organisational objectives

• Lead team of 50 professionals in managing full spectrum of risks associated with global banking operations [Opening line perfectly summarizes the candidate’s current role as it speaks about the size of the team and primary responsibility.]
• Liaise with other business areas globally including Treasury, Product Control, IT, Statutory Reporting, Operations and the Barclays Group Regulatory and Treasury to ensure policies satisfy local regulations while meeting business objectives [This line demonstrates strong communication, coordination, and management skills of the candidate.]
• Provide advice on RWA optimization and credit risk issues pertaining to Solutions Structuring team deals originated by colleagues, regardless of country of origination
• Responsible for ensuring compliance to Capital Regulatory Rules & Basel II / III regulations

• Consistently rolled out new risk management frameworks as per assigned schedules. Attained all management KPIs for 6 consecutive quarters
• Drove implementation of the bank’s new Operational Risk Framework across business and functions around the globe, reducing risk by 85% in line with overall business strategy [Talk about your contributions (and the approaches you took on to achieve them) to the company and how it affected the operations in the relevant locations where possible]
• Executed RWA-efficient structuring of over 700 transactions in line with Basel rules, the largest of which was USD $1 billion [Cite quantifiable metrics to support your achievements. Do, however, be aware of your company confidentiality clause.]
• Combined Basel compliance and structuring expertise to facilitate transactions with P&L exceeding USD $600 million. Transactions cleared internal Return on Capital hurdle rate, and enabled the bank to win the mandate by providing finer client pricing [Include industry-specific terminology, such as Basel Compliance, P&L, Return on Capital, etc. where possible and provide elaborations on how you were involved]
• Performed critical analysis of operational risk management at the bank’s operations hub in Chennai, India. Personally analysed and identified gaps, working with local teams to fix these gaps [Talk about your contributions (and the approaches you took on to achieve them) to the company and how it affected the overall operations / profit.]

• Led team of 30 associates and analysts to manage a portfolio of corporates and banks, primarily in Malaysia and Singapore. Deliverables included credit risk analysis, credit limit sanctions, deal structuring, covenant stipulation, and deal execution [Simple, clear overview of the job you previously done. Notice also how the remaining bullet points are shorter. No need to go into deep detail about previous similar workscopes.]
• Responsible for building and designing Governance, Risk and Oversight (GRO) framework for business operational risk teams including identifying operational risks & gaps and formulating & implementing key controls to manage and mitigate those risks [Always spell out the words first followed by the acronym in parentheses even if the acronym is widely used in the industry to ensure clarity and ease of understanding]
• Defined Key Risk Indicator (KRI) standards and rolled out implementation methodology across HBOS Group to identify operational risks and propose preventive and corrective measures capable of monitoring and managing operational risks
• Analysed all internal procedures and recommended improvements in various procedures; identified potential risks and conducted various ad hoc reviews for processes

• Achieved zero NPL on 5 billion USD worth of loans through tight control over covenants, comparing time series development and developing regional and global benchmarks to identify impact on Portfolio Risk parameters [Include career achievements to make your CV memorable, and include metrics to substantiate your contributions where possible.]
• Supported sales team in doubling client coverage base in 1 year, leading to three-fold increase in net income

• Master of Science in Risk & Finance, London School of Economics, London, the United Kingdom | 2001
• Bachelor of Business Administration, University of Malaysia, Malaysia | 1997

• Languages: English, Bahasa Melayu, Mandarin
• Availability: 2 month’s notice

References available upon request